{"product_id":"essential-personal-finance-a-practical-guide-for-students-paperback","title":"Essential Personal Finance: A Practical Guide for Students - Paperback","description":"\u003cp\u003eby \u003cb\u003eLien Luu\u003c\/b\u003e (Author), \u003cb\u003eJonquil Lowe\u003c\/b\u003e (Author), \u003cb\u003eJason Butler\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYoung people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Today, students need financial knowledge and skills more than ever before, not just to build their own financial security, but to create the new generation of advisers that can help all citizens navigate the complex world of personal finance.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eEssential Personal Finance \u003c\/em\u003eis a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement. It also provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: \u003c\/p\u003e\u003cul\u003e \u003cp\u003e \u003c\/p\u003e \u003cli\u003eThe nature of financial institutions, markets and economic policy that shape the opportunities and decisions that individuals face.\u003c\/li\u003e \u003cp\u003e \u003c\/p\u003e \u003cli\u003eThe range of financial assets available to households, the risk-return trade-off, basics of portfolio construction and impact of tax.\u003c\/li\u003e \u003cp\u003e \u003c\/p\u003e \u003cli\u003eThe importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches.\u003c\/li\u003e \u003cp\u003e \u003c\/p\u003e \u003cli\u003eBehavioural finance as a key to understanding factors influencing individual and market perceptions and actions.\u003c\/li\u003e \u003cp\u003e \u003c\/p\u003e \u003cli\u003eUsing financial data to inform investment selection and to create financial management tools that can aid decision-making.\u003c\/li\u003e \u003c\/ul\u003e\u003cul\u003e \u003cp\u003e \u003c\/p\u003e \u003cli\u003eA comprehensive companion website accompanies the text to enhance students' learning and includes answers to the end-of-chapter questions. \u003c\/li\u003e \u003c\/ul\u003e\u003cp\u003eWritten by authors who contribute experience as financial advisers, practitioners and academics, \u003cem\u003eEssential Personal Finance \u003c\/em\u003eexamines the motivations, methods and theories that underpin financial decision-making, as well as offering useful tips and guidance on money management and financial planning. The result is a compelling combination of an undergraduate textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eLien Luu\u003c\/strong\u003e is a Chartered and Certified Financial Planner and a fellow of the Chartered Institute of Insurance. She is also a Registered Life Planner and has previously worked as a financial planner helping clients build wealth. Lien is currently an Associate Head of School for Enterprise and Commercial in the School of Economics, Finance and Accounting, Coventry Business School and has taught at universities for more than 15 years.\u003c\/p\u003e\u003cb\u003e \u003c\/b\u003e\u003cp\u003eJonquil Lowe is an economist and has previously worked as an investment analyst and head of the Money Research Group at Which?. Jonquil is now Senior Lecturer in Economics and Personal Finance at The Open University and also a freelance researcher\/author. \u003c\/p\u003e\u003cb\u003e \u003c\/b\u003e\u003cp\u003eJason Butler is an author of the first and second editions of \u003ci\u003eThe Financial Times Guide to Wealth Management: How to plan, invest and protect your financial assets\u003c\/i\u003e. He is also a columnist for \u003ci\u003eThe Financial Times\u003c\/i\u003e where, as 'The Wealthman', he writes about personal finance-related issues. Jason also provides expert comments on personal finance to BBC Radio and a range of other publications, media and websites.\u003c\/p\u003e\u003cb\u003e \u003c\/b\u003e\u003cp\u003eTony Byrne is a financial planner and an ex-accountant. He has been a regular contributor to both national and local press for many years. He has written a regular column for \u003cem\u003eMoney Marketing\u003c\/em\u003e for more than 10 years. He is a previous Chairman of The Institute of Financial Planning Northern Home Counties branch.\u003c\/p\u003e\u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 298\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.65 x 9.21 x 6.14 IN\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 06, 2017\u003c\/div\u003e","brand":"Books by splitShops","offers":[{"title":"Default Title","offer_id":42738377097279,"sku":"9781138692954","price":136.06,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0105\/8226\/1823\/files\/ddb7ff6231a180a2afd620a44dd8ed91.webp?v=1765153107","url":"https:\/\/dhlswag.com\/products\/essential-personal-finance-a-practical-guide-for-students-paperback","provider":"BBB","version":"1.0","type":"link"}